Donation citizen bank

Starting side Why a bank? Conversion Summary Contact All rights reserve © Donation citizen bank, Berlin 2003-2007

The causes for o.g the establishments of bank lay in the overreaching with (Raiffeisen) rural population by private money lenders and similar to the urban craftsmen with (Schultze Delitsch). These had driven a majority of the working population by usurious interests into the ruin. Usurious interests are today not the problem, but are in such a manner disturbed the exchange achievement of the dominant currency that ever more largely becoming parts of the population no more cannot participate in the working life. Money system-conditioned lack of liquidity let by the dozen enterprises go into the bankruptcy, the „only“ the credit with your bank quit got, although they go-bore otherwise over years economically (classical vicious circle) Why we need a functional money, is obvious. If someone offers an achievement, the transaction may not be obstructed to the customer of the achievement by the fact that the exchange medium is not available. This must be simply at any time available. Money may not be no more commodity in everybody arbitrarily to speculate can, but only an impartial medium for transport of values in the time. So that money can function on a long-term basis, it requires a reliable value yardstick. That means that we must know, our savings will have which material equivalent in e.g. 30 years. In the international monetary system however a proven boundlessness prevails. Introduce yourselves nevertheless once, which would happen, if in the building industry the yardstick would resemble a rubber band. Today still 1 meter long and tomorrow only 90 cm or already 110 cm. The owner would obligate its craftsmen on a uniform measure, in order to prevent e.g. the delivery including installation attempt to large windows. If you transfer this to the monetary system, you will state that a generally obligatory value does not exist actually. So it can happen them that you exhibit deposited money today on the savings account, in 30 years in monetary political measures only material purchasing power at a value of possibly 35 % of the originally deposited. If now a region agrees to a generally accepted value yardstick, it is perfectly sufficient to book the desired transactions bank-moderately control of the economy by an issuing bank is not only redundant, but also counter productive. The trade-legal monitoring of the Bankinstiute is of it naturally excluded. In the Hanseatic city of Hamburg for example those merchant had up to the year 1873 their own currency with the name "marc banco". This was only used by the participating merchants among themselves, whereby naturally also at the time the numerous overseas transactions were completed over it. This currency was a pure giro currency, thus only from account to account was booked - no paper money was published. In this currency there was system-dependently no inflation or deflation, since these can occur only with paper money currencies with appropriate issuing bank manipulation. Conversion