Following list shows the property distribution in
(west)Deutschland (1995) and the effects of different interest heights in the
economical general context. This makes clear that a constant automatic transfer
money system-causes effected from the lower to the upper groups of households. The
older the national economy will will get along, the more with difficulty it for
the lower groups of households with fewer becoming money which during this
dynamic process constantly the upper groups of households flows.
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All
rights reserve - donation citizen bank, Berlin |
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1. |
2. |
3. |
4. |
5. |
6. |
7. |
8. |
9. |
10. |
11. |
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10-%-Gruppe of the households |
Reason is able |
Money is able |
existing net financial resources |
average interest charges |
Interest per year |
Number of households |
Net financial resources per household |
Interest income per household |
Interest number load per household |
Balance per household per year |
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in % |
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upper |
45,93 |
47,68 |
2.050.025.000.000 DM |
5,00% |
102.501.250.000 DM |
2.900.000 |
706.905 |
35,345 DM |
7,414 DM |
27,931 DM |
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second |
19,89 |
16,92 |
727.431.000.000 DM |
5,00% |
36.371.550.000 DM |
2.900.000 |
250.838 |
12,542 DM |
7,414 DM |
5,128 DM |
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third |
15,16 |
11,35 |
487.921.000.000 DM |
5,00% |
24.396.050.000 DM |
2.900.000 |
168.249 |
8,412 DM |
7,414 DM |
999 DM |
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fourth |
11,66 |
8,19 |
352.170.000.000 DM |
5,00% |
17.608.500.000 DM |
2.900.000 |
121.438 |
6,072 DM |
7,414 DM |
-1,342 DM |
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fifth |
7,23 |
5,96 |
256.409.000.000 DM |
5,00% |
12.820.450.000 DM |
2.900.000 |
88.417 |
4,421 DM |
7,414 DM |
-2,993 DM |
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sixth |
0,13 |
4,27 |
183.524.000.000 DM |
5,00% |
9.176.200.000 DM |
2.900.000 |
63.284 |
3,164 DM |
7,414 DM |
-4,250 DM |
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sieved |
0,00 |
2,90 |
124.786.000.000 DM |
5,00% |
6.239.300.000 DM |
2.900.000 |
43.030 |
2,151 DM |
7,414 DM |
-5,262 DM |
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respect |
0,00 |
1,76 |
75.852.000.000 DM |
5,00% |
3.792.600.000 DM |
2.900.000 |
26.156 |
1,308 DM |
7,414 DM |
-6,106 DM |
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ninth |
0,00 |
0,84 |
36.077.000.000 DM |
5,00% |
1.803.850.000 DM |
2.900.000 |
12.440 |
622 DM |
7,414 DM |
-6,792 DM |
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lower |
0,00 |
0,14 |
5.805.000.000 DM |
5,00% |
290.250.000 DM |
2.900.000 |
2.002 |
100 DM |
7,414 DM |
-7,314 DM |
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4.300.000.000.000 DM |
5,00% |
215.000.000.000 DM |
29.000.000 |
1.482.759 |
74,138 DM |
74,138 DM |
0 DM |
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DIW Berlin,
appraisal - evaluation of statistics over the property distribution in
Germany, 1998; as well as additions of the
author. |
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1. |
The West German households (29 millions entirely)
are divided into 10 groups with 2.9 million households each. |
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2. |
e.g.. 45,93 % of the German real estate property
belong to the upper group of households. |
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3. |
e.g.. 47,68 % of the German financial resources
belong to the upper group of households. |
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4. |
In the case of 4,3 trillion Marks financial
resources, result the proportional portion of the respective groups of
households. |
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5. |
Average interest charges 1995 |
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6. |
Interest income of the respective group of
households per year (4th times 5.) |
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7. |
The German households (29 millions entirely) are
divided into 10 groups with 2.9 million households each. |
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8. |
(4. divided by 7.) |
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9. |
(5th times 8.) |
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10. |
Total total (9.) of all households are divided
evenly on all 10 groups of households as expenditure. |
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11. |
Balance within the groups of households |
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In the
following the same list with accepted interest charges of 0% |
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1. |
2. |
3. |
4. |
5. |
6. |
7. |
8. |
9. |
10. |
11. |
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10-%-Gruppe of the households |
Reason is able |
Money is able |
existing net financial resources |
average interest charges |
Interest per year |
Number of households |
Net financial resources per household |
Interest income per household |
Interest number load per household |
Balance per household per year |
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in % |
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upper |
45,93 |
47,68 |
2.050.025.000.000 DM |
0,00% |
0 DM |
2.900.000 |
706.905 |
0 DM |
0 DM |
0 DM |
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second |
19,89 |
16,92 |
727.431.000.000 DM |
0,00% |
0 DM |
2.900.000 |
250.838 |
0 DM |
0 DM |
0 DM |
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third |
15,16 |
11,35 |
487.921.000.000 DM |
0,00% |
0 DM |
2.900.000 |
168.249 |
0 DM |
0 DM |
0 DM |
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fourth |
11,66 |
8,19 |
352.170.000.000 DM |
0,00% |
0 DM |
2.900.000 |
121.438 |
0 DM |
0 DM |
0 DM |
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fifth |
7,23 |
5,96 |
256.409.000.000 DM |
0,00% |
0 DM |
2.900.000 |
88.417 |
0 DM |
0 DM |
0 DM |
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sixth |
0,13 |
4,27 |
183.524.000.000 DM |
0,00% |
0 DM |
2.900.000 |
63.284 |
0 DM |
0 DM |
0 DM |
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sieved |
0,00 |
2,90 |
124.786.000.000 DM |
0,00% |
0 DM |
2.900.000 |
43.030 |
0 DM |
0 DM |
0 DM |
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respect |
0,00 |
1,76 |
75.852.000.000 DM |
0,00% |
0 DM |
2.900.000 |
26.156 |
0 DM |
0 DM |
0 DM |
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ninth |
0,00 |
0,84 |
36.077.000.000 DM |
0,00% |
0 DM |
2.900.000 |
12.440 |
0 DM |
0 DM |
0 DM |
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lower |
0,00 |
0,14 |
5.805.000.000 DM |
0,00% |
0 DM |
2.900.000 |
2.002 |
0 DM |
0 DM |
0 DM |
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4.300.000.000.000 DM |
0,00% |
0 DM |
29.000.000 |
1.482.759 |
0 DM |
0 DM |
0 DM |
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Result: For the citizens, those to the lower 7
groups of households belong (20,3 of million households) are disadvantageous
a interest-based money system. |
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